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Pay over time

Foundation Repair Financing

Foundation repair financing lets you pay for your foundation repair over time instead of all at once. Check your rate in minutes through Acorn Finance, compare offers from a network of lenders, and pick a monthly payment that fits — then we do the repair.

Acorn Finance — easy payment options. Check your rate.

Financing through Acorn Finance, an independent third party. Checking your rate won’t affect your credit score.

Financing at a glance

  • Texas: $2,000–$100,000
  • Fixed rates
  • Terms 2–12 years
  • Loan or line of credit
  • Soft-pull pre-qual — no credit-score impact
  • Funds as fast as 1 business day
  • No prepayment penalty

Through Acorn’s lender network. Actual amount, rate, and term depend on your pre-qualification and the lender you choose. Motmot is not the lender.

How financing works

Four steps, most of it done in minutes.

  1. 1Check your rate in minutesAnswer a few questions on Acorn Finance's pre-qualification. It's a soft inquiry, so it won't affect your credit score.
  2. 2Compare offers from Acorn's lender networkSee if you're pre-qualified across a network of top lenders and compare the terms side by side, in one place.
  3. 3Pick a monthly paymentChoose the offer and monthly payment that fit your budget. Acorn is a marketplace, so the rate and term are between you and the lender you pick.
  4. 4We do the repairOnce you're set, Motmot schedules the work — piers, leveling, drainage — backed by our written quote and lifetime transferable warranty.

How fast is it?

Fast when it counts. Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within 1 business day (through Acorn’s lender network). Timing depends on your qualification and the lender you choose — Acorn and its lenders handle approval and funding, not Motmot.

Check your rate — no credit impact

Financing through Acorn Finance, an independent third party. Checking your rate won’t affect your credit score.

Why finance a foundation repair

Fix the small problem before it becomes the expensive one.

Foundation movement doesn’t wait for a better month. Settlement that spreads adds piers, and piers are what drive the price — so the repair you defer is usually more expensive than the one you do now. Financing exists so cost isn’t the reason a fixable problem turns into a bigger one.

Start with the real number: our foundation repair cost guide breaks the ranges down by scenario, and the repair calculator gives you a defensible ballpark tonight. Much of that movement traces back to Central Texas’ expansive clay drying and swelling with the drought cycle — the sooner it’s stabilized, the fewer piers it takes. For the full menu of ways to cover the cost, see how to pay for foundation repair.

The Motmot foundation repair crew on a jobsite with shovels and a tablet
Financing puts the crew on your jobsite sooner — before a slow-moving foundation turns into a bigger repair.

Financing disclosure

Financing is provided by Acorn Finance, an independent third-party lending marketplace — not by Motmot Foundation Repair. Motmot is not a lender and does not make credit or approval decisions. When you check your rate you deal directly with Acorn Finance and its network of lenders, and any loan you accept is between you and that lender. Checking your rate is a soft inquiry that won’t affect your credit score; a lender may run a full credit check if you move forward. See Acorn Finance’s terms and privacy policy for details.

Financing questions

Foundation repair financing, answered straight.

Financing is provided through Acorn Finance, an independent third-party lending marketplace — not by Motmot Foundation Repair. Acorn is a marketplace where premier online consumer lenders can pre-qualify you in about 60 seconds with no impact to your credit score. Motmot is not a lender and does not make credit or approval decisions.
Through Acorn’s lender network you may be offered either one. A personal loan lets you borrow a set amount now and repay it in fixed monthly payments at a fixed rate, with terms that typically run 2 to 12 years (loans can be unsecured or secured). A personal line of credit lets you borrow up to a preset limit and pay interest only on what you actually use. Which options you see, and the rate and term, come from the lender you choose.
Through Acorn’s lender network, loan amounts for qualified consumers generally range from $2,000 to $100,000 in Texas. What you’re actually offered depends on your pre-qualification and the lender — Acorn is a marketplace, so offers vary. Get a firm written Motmot quote from a free inspection first so any amount is sized to a real number.
No. Checking your rate through Acorn Finance’s pre-qualification is a soft inquiry that won’t affect your credit score. If you decide to move forward and formally accept a loan, that lender may run a full credit check, which can be a hard inquiry.
It can be quick. Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within 1 business day. That timing comes from Acorn Finance and its network of lenders — not Motmot — and depends on your qualification and the lender you choose, so it isn’t guaranteed. Checking your rate first is a soft inquiry that won’t affect your credit score.

Get the real number first — it's free.

A free inspection with a floor elevation survey ends in a firm, per-pier quote in writing. Then check your rate through Acorn Finance and pay over time. Call (210) 816-0034 or book online.

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